Wizard - book 8 - culture 10

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Credit Card
It is quite easy nowadays for almost anyone to get a credit card. credit cards can be wonderful tools to build our credit and establish name for ourselves in the financial sector when we pay the bills on time. Credit cards can facilite our lifes and help us to have some of the bigger things we would like to have but can not necessarely afford at the moment.
Although credit cards have many advantages they can also have very costly consequences and disadvantages. It is often easy to lose control of what we buy with credit cards and most credit cards have high interests often leading us to pay a lot more than what we buy as a realy wealth. Also if people forget to pay their bills on time it can realy hurt their credit.
Here is something to think about: who is wealther: the man who makes minimun wage but has no debt or the man who makes triple that but has never ending that and can't control his finances?

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