Support after floods and storms
If your property has been affected by flooding, storm or landslip damage, please contact your private insurer directly.
Or read more about what EQCover is available on our website.
What did you promise yourself after the last earthquake?
If you've ever felt an earthquake you might also have felt a sudden urge to make your place quake safe. There's a lot we can do to make our homes safer and stronger for earthquakes and the best time to start is now, so let's get cracking.
Natural Hazards Portal
The Natural Hazards Portal makes it easy to find information on natural hazard risks in your community. You can also see settled EQCover claims on residential properties across Aotearoa New Zealand from 1997 onwards.
Find out more about what you, your whānau and your community can do to reduce risk and build resilience to natural hazards.
EQC Toka Tū Ake has adopted a new name to better represent the role our scheme plays in supporting New Zealanders.
Our new name reflects the whakapapa of our nation. Our land is constantly changing from earthquakes, volcanic eruptions, landslips and floods. Communities have lived alongside those perils for hundreds of years, and Māori have always believed the relationship and connection of people to land and nature is inseparable.
Natural hazards where you live
New Zealanders have a strong connection to the beautiful land we live in, but we also know it can be volatile.
It’s a good idea to understand the natural hazards that could impact your community, and how you can reduce the risk of damage to your whānau and property.
Learn more about us
About EQCover
Our natural hazards cover provides the first layer of insurance cover for your home, and limited cover for your land.
Cover for storm, flood and landslide damage
After severe weather events we can contribute to the cost of cleaning up your land as a part of your settlement.
Making urgent repairs
If your home has been damaged by a natural hazard event, you may need to carry out urgent repairs to make your home safe.
EQC Toka Tū Ake has secured a record level of reinsurance of $9.2b from 1 June 2024 to protect New Zealand homeowners from the impact of natural hazards and keep home insurance affordable. This includes $225 million that is in place from a multi-year catastrophe bond placed in 2023, and is close to a $1b increase from last year’s total reinsurance cover.
One of New Zealand’s leading experts on liquefaction, has developed new tools to predict how different soils respond in future earthquakes.
The three-year project was funded by EQC Toka Tū Ake to improve the analysis of liquefaction risk in different soil types, by incorporating advanced learnings from the past decade.
Artificial intelligence, virtual reality, and space satellites are just some of the new technologies being used to increase Aotearoa New Zealand’s resilience to natural hazards according to EQC Toka Tū Ake. This Tech Week, New Zealanders are celebrating home-grown advances in technology that make our nation a better place.
A partnership between EQC Toka Tū Ake and Whānau Āwhina Plunket will see more new parents than ever receive vital quake safety information to help keep their tamariki protected from harm if an earthquake strikes.